Salary Pay Rise Calculator UK
Work out your new salary, rise amount and take-home pay
Calculation Steps
Enter your current annual salary in pounds.
Choose rise type: percentage, flat amount or target new salary.
Adjust hours per week, tax year and pension if needed.
Click calculate to see rise amount, new gross, tax, NI and take-home pay.
Key Formula
New gross salary = current salary × (1 + rise percentage / 100) for percentage rises.
Rise percentage = ((new salary – current salary) / current salary) × 100.
Take-home = gross – income tax – NI contributions – pension.
Tax and NI Bands 2025/26
| Band | Taxable Income (£) | Income Tax Rate |
|---|---|---|
| Personal Allowance | 0 – 12,570 | 0% |
| Basic Rate | 12,571 – 50,270 | 20% |
| Higher Rate | 50,271 – 125,140 | 40% |
| Additional Rate | Over 125,140 | 45% |
| NI Band | Earnings (£/year) | NI Rate |
|---|---|---|
| Primary Threshold | 0 – 12,570 | 0% |
| Between Thresholds | 12,571 – 50,270 | 8% |
| Upper Earnings Limit | Over 50,270 | 2% |
Common Questions
What counts as a typical pay rise in the UK?
Average rises sit around 3-5% annually, tied to performance or inflation, though sectors like tech see 7-10%.
Does overtime affect the calculation?
Base it on standard hours; add overtime separately as it may face different tax treatment.
How does pension impact take-home pay?
Contributions reduce taxable income, lowering tax and NI, but deduct directly from gross pay.
When do tax bands reset?
Each 6 April starts a new tax year with updated thresholds based on prior inflation data.
Typical vs Market Rates
| Sector | Average Salary (£) | Common Rise (%) |
|---|---|---|
| Architecture | 35,000 – 45,000 | 4-6 |
| Finance | 40,000 – 60,000 | 5-8 |
| Healthcare | 30,000 – 50,000 | 3-5 |
| Tech | 45,000 – 70,000 | 7-10 |
References
Office for National Statistics. (2025). Earnings growth and CPIH inflation data. Available at: ons.gov.uk.
HM Revenue & Customs. (2025). Income Tax rates and allowances for 2025/26. Available at: gov.uk/income-tax-rates.
The Salary Calculator. (2025). UK take-home pay calculations. Available at: thesalarycalculator.co.uk.
Omni Calculator. (2025). Pay raise percentage formulas. Available at: omnicalculator.com/finance/pay-raise.